Commercial mortgage program offering up to 90% CLTV for various property types including mixed-use, multi-family, and retail. Allows for flexible deal structuring including seller carrybacks and second liens.

A closed-end second mortgage program offering flexible income documentation including bank statements, P&L, 1099, WVOE, DSCR, and full doc options with up to 90% CLTV.

Non-QM loan program offering flexible seasoning requirements for cash-out transactions on owner-occupied, second home, and investment properties.

A 30-year fixed DSCR loan program designed for investment properties, supporting complex transaction types including delayed financing and reverse 1031 exchanges.

A DSCR program for investment properties that allows qualification using a combination of rental income and asset utilization, requiring no personal income documentation.

A flexible Non-QM lending program offering specialized income calculations and structuring options for complex borrower scenarios.

A DSCR loan program for foreign national investors on 1-4 unit investment properties, offering up to 75% LTV and credit scores starting at 680.

A DSCR loan program for foreign national investors on 1-4 unit investment properties, offering loan amounts up to $2 million and LTVs up to 75%.

A second mortgage HELOC program for investment properties, offering flexible draw terms and alternative documentation options.

An investment property loan program that qualifies based on the higher of the 1007 rent schedule or lease agreement, with asset depletion options for low DSCR.

DSCR investor loan for short-term rental properties, allowing up to 80% LTV for purchase and rate-term refinances with no limit on financed properties.

An income qualification program that allows borrowers to use eligible assets as a form of income for loan approval.

A DSCR investment property loan that allows for asset utilization to meet qualifying requirements, suitable for investors who need higher LTV options.

Hybrid investment property loan that combines rental income and personal assets to qualify for financing.

A fast-closing loan program designed for real estate investors, offering loan amounts up to $2.5 million with closing times as short as 7 business days.

Second mortgage program available for owner-occupied, non-owner occupied, and second homes with bank statement or full documentation.

Non-QM loan program utilizing 3 to 12 months of personal or business bank statements to qualify for income.

A flexible DSCR loan program for investment properties with no minimum DSCR requirement, allowing for negative cash flow and short-term rental income.

Debt Service Coverage Ratio (DSCR) loan program for investment properties, allowing investors to qualify based on property cash flow rather than personal income.

Short-term bridge financing for investment residential and commercial real estate, offering quick funding without income or credit requirements.

DSCR refinance program for investment properties requiring the home to be tenant-occupied with a long-term lease in place.

Non-recourse bridge financing for real estate investors to acquire, renovate, and stabilize single-family and build-for-rent portfolios with terms up to 24 months.

A non-QM DSCR program for investors, including first-time investors, that allows for negative cash flow properties and offers flexible qualification options like asset utilization.

Jumbo loan program offering bank statement income qualification for primary, second, and investment properties with LTVs up to 85%.

Jumbo loan program for primary, second, and investment properties with loan amounts up to $3 million and LTVs up to 89.99%.

A DSCR loan program for investment properties that allows for entity vesting, rural properties, and short-term rental income, with both fixed and ARM options available.

Flexible fix and flip financing for 1-4 family properties, including manufactured homes and rural properties, with no income or reserves required.

Debt Service Coverage Ratio loan program for investment properties based on property cash flow rather than personal income.

A DSCR investment property loan that allows for rate and term refinancing using the current appraised value with no seasoning requirements on ownership or listing status.

A 40-year mortgage program featuring a 10-year interest-only period followed by a 30-year fixed-rate term, designed to improve monthly cash flow.

Flexible second mortgage options for primary, second home, and investment properties with up to 90% CLTV and various income documentation types.

Alt Agency loan program for second homes and investment properties featuring no prepayment penalties, full documentation, and adjustable rate mortgage options.

Flexible income qualification options including bank statements, 1099s, and tax returns for primary residences, second homes, and investment properties with loan amounts up to $3.5M.

An asset-based loan program that allows borrowers to qualify by converting liquid assets into a usable income stream, eliminating the need for traditional income or employment documentation.

A non-QM program for self-employed borrowers that uses a CPA, EA, or CTEC-prepared profit and loss statement to determine income, eliminating the need for bank statements.

Closed-end second mortgage program for primary, secondary, and investment homes, offering fixed terms and cash-out options without refinancing the first lien.

Jumbo loan program for primary, second, and investment properties with loan amounts up to $3 million and LTVs up to 89.99%.

Investor-focused DSCR program for residential properties, including non-warrantable condos and multi-unit properties, with no income ratio requirements.

Small-balance commercial mortgage program offering 5-year ARM or 30-year fixed terms for purchase, rate-term, and cash-out refinances on Tier 1 and Tier 2 commercial properties.

A DSCR-based loan program for investment properties that qualifies borrowers based on property cash flow rather than personal income, with no personal income documentation required.

A DSCR-based loan program for 1-4 unit investment properties that requires no income or employment documentation and allows for the use of projected rents on vacant properties.

A 40-year fully amortized loan program available for various documentation types including full doc, alternative income documentation, and DSCR options.

A 30-year fixed DSCR loan program for investment properties with flexible prepayment penalty options and LTVs up to 80%.

A flexible DSCR loan program designed for real estate investors to purchase or refinance investment properties based on property cash flow.

Non-QM loan programs including second liens, currently eligible for a 25 bps pricing incentive on new submissions.

DSCR loan program for investment properties allowing for purchase and rate-term refinances with increased leverage up to 80% CLTV.

Super prime loan program for investment properties and second homes offering up to 85% CLTV for qualified borrowers with FICO scores of 700 and above.

A DSCR-based investment property loan that requires no reserves and features no pricing hits or LLPAs tied to reserves.

Non-QM ITIN loan program for purchase and cash-out refinance, offering up to 85% LTV and loan amounts up to $1.5 million.

A fix and flip loan program for experienced real estate investors offering fast funding in as little as 5 days and potential for post-closing appraisals for qualified borrowers.

A short-term bridge loan with terms ranging from 12 to 24 months, designed for investors with at least 2 years of experience. This program does not require a DSCR calculation and offers up to 80% LTV.

A 30 or 40-year fixed-term bridge loan for investment properties that requires a DSCR of at least 0.80. This program allows for up to 80% LTV and is available for single-family homes, 2-4 units, non-warrantable condos, and condotels.

Short-term financing designed for real estate investors to acquire and renovate properties with fast closing timelines.

Short-term bridge financing for investment properties including SFR, multi-family, retail, and industrial assets with no appraisal required.

A specialized financing program for senior care housing properties, offering 30-year fixed terms and up to 75% LTV for purchase and cash-out refinance transactions.

A DSCR-based loan program for short-term rental investors, allowing for purchase, rate and term, and cash-out refinances on 1-4 family properties and condos.

30-year fixed DSCR loan for investment properties allowing up to 80% LTV with loan amounts up to $800,000.

A 12-month financing program for experienced investors building ground-up residential projects, offering up to 90% of purchase price and 100% of construction costs.

A short-term financing solution for real estate investors to manage multiple projects and property acquisitions with a line of credit available for up to twelve months.

A flexible DSCR loan program for investment properties including SFRs and multi-family units up to 25 units, designed for both first-time and experienced investors without requiring traditional income documentation.

A second-lien home equity line of credit that allows homeowners to access equity without refinancing their existing first mortgage.

DSCR loan program for investment properties with specific broker-focused underwriting.

DSCR loan program for residential 1-4 unit, multifamily, and mixed-use investment properties.

A fix and flip loan for seasoned investors performing light rehab projects with fast, streamlined approvals.

A second lien DSCR loan option for investment properties requiring a minimum 1.0 DSCR ratio.

Debt Service Coverage Ratio loan programs for investment properties, including options for 5-8 unit properties.

A 20-year fixed standalone second lien mortgage for primary residences, offering up to 70% CLTV.

Non-QM loan program utilizing profit and loss statements for income qualification.

A DSCR-based investment property loan requiring a minimum 1.00 DSCR ratio and 680 FICO score.

Short-term financing for stalled construction or renovation projects, offering interest-only payments and up to 90% of cost for refinances.

A loan program for international buyers seeking U.S. real estate investment or second home opportunities without requiring a U.S. credit score.

Financing for non-owner-occupied investment properties offering up to 90% CLTV, including options for seller carrybacks or second liens.

A reduced documentation DSCR program for investment properties with no prepayment penalties and loan amounts up to $2.5 million.

A full documentation portfolio loan program for primary, second home, and investment properties with loan amounts up to $2.5 million and 80% LTV options.

A fixed-rate second mortgage option for homeowners seeking cash-out refinancing with full documentation requirements.

A business purpose DSCR loan for investment properties that does not require personal income documentation or a mortgage license. The program allows for up to 85% LTV on purchases and rate-term refinances with a minimum FICO of 620.

A DSCR investment property loan program that allows for recent property listings if the property is removed from the market by the application date and includes a 5-year prepayment penalty.

DSCR loan program for investment properties allowing up to 85% LTV with no cash-out seasoning requirements.

Income qualification program using profit and loss statements instead of bank statements.

A delayed finance program for investment properties allowing borrowers to recoup initial purchase costs within six months of a cash purchase.

Bank statement program for self-employed borrowers requiring only 3 months of statements with up to 90% LTV.

A limited-time investment property loan program offering enhanced pricing for full or alternative documentation loans with a 3-year prepayment penalty.

DSCR loan program for investment properties that allows for cash-out and rate-and-term refinances on properties previously listed for sale, provided specific prepayment penalty and LTV requirements are met.

A Non-QM cash-out refinance program that allows borrowers to refinance immediately after purchase without a waiting period, applicable to both primary and investment properties.

DSCR-based financing for mixed-use (2-8 units) and residential (5-10 units) investment properties with loan amounts up to $3M.

DSCR loan program for investment properties allowing for cash-out or rate and term refinances, even on properties recently listed for sale.

A DSCR investment property loan program featuring no ratio requirements, expanded eligibility for first-time homebuyers, and no sourcing required for large deposits.

A flexible DSCR loan program for investment properties, offering options for no-ratio qualification, various prepayment penalty terms, and support for short-term rentals.

DSCR loan program for investment properties now available with a minimum DSCR ratio as low as 0.01.

A Non-QM program featuring a simplified 4-question Streamline WVOE for income qualification, available for purchase, refinance, and investment properties.

A DSCR program for investment properties that allows for negative cash flow and offers interest-only payment structures to help qualify challenging deals.

DSCR cash-out refinance program for investment properties that allows for reduced seasoning requirements and potential exceptions for rural properties.

A DSCR investment property loan program offering up to 80% LTV for cash-out refinances, with specific requirements for rural properties and seasoning.

A closed-end second lien mortgage program allowing borrowers to access home equity without refinancing their existing first mortgage, available for primary, secondary, and investment properties.

A non-QM loan program for self-employed borrowers that uses 12 months of bank statements to verify income, suitable for primary residences, second homes, and investment properties.

Non-QM loan program for rental property investors, offering flexible qualification processes and lower down payment requirements.

An asset-based income qualification program for primary, second, and investment properties that allows borrowers to use liquid assets to qualify without traditional employment income.

Investment property loan program qualifying based on property cash flow rather than personal income.

DSCR loan program for mixed-use investment properties, allowing up to 49% commercial square footage.

A closed-end second lien program that allows borrowers to access equity in primary residences, second homes, and investment properties without refinancing their first mortgage. It offers flexible income documentation options or DSCR qualification.

Alternative documentation loan program offering 12-month bank statement options up to 90% LTV, asset depletion, and P&L options.

DSCR investor loan program for investment properties with no seasoning on cash-out refinances and no ratio options available.

Non-QM loan program for ITIN borrowers, DACA recipients, permanent residents, and US citizens with flexible income documentation and no DTI cap.

A DSCR program that allows borrowers to leverage multiple properties to qualify for a new loan.

Debt Service Coverage Ratio loan for 1-8 unit residential investment properties with up to 85% CLTV.

A specialized loan program for non-warrantable condominiums, including projects with active litigation, high non-owner occupancy, or commercial use.

DSCR loan program for investment properties with various ratio tiers including No Ratio, .80-.99, 1-1.19, and Elite 1.20+.

A non-QM investment property loan that qualifies using rental income and asset utilization, requiring no personal income documentation.

A DSCR loan program for investment properties, including short-term rentals, offering up to 85% LTV and flexible qualification options like interest-only payments.

A non-QM loan program for self-employed borrowers that uses unaudited profit and loss statements to verify income instead of bank statements or tax returns.

Non-QM loan program for ITIN borrowers offering up to 85% LTV for purchases and 65% LTV for cash-out refinances with loan amounts up to $1.5 million.

Loans for properties purchased for hunting, recreation, or future use, accommodating unique characteristics like larger acreage and limited improvements.

Financing for rural properties and land use that does not align with standard mortgage programs, including properties that may not operate as full-scale agricultural businesses.

Financing for specialty agricultural properties including orchards, vineyards, groves, and equestrian facilities.

Financing for working land, operational expansion, or transitioning ownership of agricultural properties.

High-balance jumbo loan program for primary, second, and investment properties with loan amounts up to $3.5 million.

High-LTV jumbo loan program for primary, second, and investment properties with loan amounts up to $3 million.

Jumbo loan program for primary, second, and investment properties with loan amounts up to $3 million, available for purchase and refinance.

DSCR loan program for investment properties, including rural properties available by exception.

A second mortgage DSCR cash-out product designed for investment properties, allowing borrowers to access equity without refinancing their existing first mortgage.

A DSCR loan program for investment properties that does not require a specific debt service coverage ratio, offering high LTV options for investors.

A loan program for real estate investors that allows qualification based on the anticipated income from the subject property.

Short-term bridge financing for investment property purchases with no prepayment penalties.

A limited documentation Non-QM program that allows borrowers to qualify using a simplified written verification of employment form without requiring detailed income breakdowns.

A non-QM investment property loan program for residential properties with 5 to 8 units, offering fixed-rate terms and requiring a minimum DSCR of 1.00.

ITIN loan program available for primary residences, second homes, and investment properties.

DSCR loan program for investors allowing LLC vesting, first-time investors, and no seasoning on title or new appraised value.

Non-QM first lien mortgage program offering flexible financing solutions for various borrower profiles.

A comprehensive suite of Non-QM loan products including bank statement, DSCR, P&L only, and ITIN options with up to 85% LTV and loan amounts up to $4 million.

Bank statement loan program for self-employed borrowers allowing up to 90% LTV with 12-month bank statement documentation.

Non-QM loan program utilizing profit and loss statements for income qualification with upgraded LTV options for owner-occupied and non-owner-occupied properties.

DSCR loan program for investment properties featuring expanded eligibility for first-time homebuyers and no sourcing required for large deposits.

30-year fixed investment property loan utilizing DSCR for qualification, allowing for market rents to be used for cash flow purposes.

Commercial property financing available with 30-year fixed or 5-year ARM options and flexible amortization terms up to 30 years.

A promotional offer providing an additional 25 basis points of pricing improvement on all Non-QM first lien loans locked during the month of November.

Adjustable-rate mortgage programs for Non-QM borrowers, featuring 5/6 and 7/6 SOFR options with rate caps.

Debt Service Coverage Ratio loan for investment properties with no ratio options available and LTVs up to 85%.

An investment property loan program offering flexible income documentation options including bank statements, 1099s, and alt-doc for self-employed borrowers and investors.

A suite of Non-QM loan products available through a non-delegated correspondent channel, offering full underwriting, disclosure, and document preparation support.

An asset-based DSCR loan program for investment properties, including multi-family units, that allows for vesting in corporations, LLCs, or partnerships.

A non-QM loan program for condotel properties, offering flexible financing options for purchase, rate-term, and cash-out transactions for both primary residences and investment properties.

An investment property loan program that now permits condotels and offers updated guidelines for non-warrantable condominiums.

A commercial ground-up construction loan for multi-family projects up to 10 units, designed for investors of all experience levels.

Investor-focused loan program qualifying based on subject property cash flow with no income or employment verification required.

Conventional loan program for primary, secondary, and investment properties with flexible terms from 10 to 30 years and no minimum FICO requirement subject to AUS approval.

Non-QM loan program offering competitive pricing with a special 100 BPS incentive for loans locked between March 10, 2026, and March 20, 2026.

Hard money financing for real estate investors covering up to 100% of purchase and rehab costs, limited to 70% of the after-repair value.

A non-QM mortgage product designed for borrowers who may not meet traditional lending criteria.

DSCR loan program for residential 1-4 unit investment properties, offering multiple series options including Signature, Streamline, and Standard.

Jumbo loan program for primary, second, and investment properties with loan amounts up to $3.5 million and LTVs up to 90%.

Private hard money financing for investment residential and commercial real estate, offering fast closings and flexible terms for various project types.

DSCR loan program for short-term and long-term rental investment properties with competitive pricing and fast appraisal processing.

DSCR loan program designed for real estate investors to qualify based on property cash flow.

A fixed-rate second lien program for primary, secondary, and investment properties with full documentation, credit scores from 660, and loan amounts up to $500,000.

Alternative documentation mortgage program for non-QM borrowers, allowing for lock-in prior to full underwriting approval.

A DSCR purchase loan for investment properties requiring a 750 FICO score and offering up to 80% LTV.

A flexible investment property loan program that allows for negative DSCR ratios, high leverage, and the use of asset depletion to qualify, with options for ITIN and foreign national borrowers.

A non-QM mortgage product designed for borrowers who may not meet traditional lending criteria.

Fix and flip financing for commercial projects with loan amounts up to $5MM, featuring options for light and heavy rehabs.

Non-QM loan programs now featuring no seasoning requirements for cash-out refinances and expanded eligibility for agricultural properties on an exception basis.

A DSCR loan program for investment properties that qualifies borrowers based on market rents without requiring W2s or tax statements.

Debt Service Coverage Ratio loan for investment properties, qualifying based on property cash flow rather than personal income.

ITIN loan program for purchase and rate-term refinances with options for self-employed or W-2 borrowers, as well as DSCR options for investment properties.

A flexible non-QM and DSCR program supporting ITIN borrowers, foreign nationals, and offering cash-out options for manufactured homes with no seasoning requirements.

Financing solutions for commercial agricultural properties that generate income, tailored to the specific operational needs of the borrower.

A 10-year fixed rate loan for the purchase or refinance of residential land intended for future development of 1-4 unit properties.

A variety of non-QM loan options including closed-end seconds, DSCR, and jumbo products with pricing improvements for the month of May.

A DSCR loan program for short-term rental properties like Airbnb and VRBO that qualifies borrowers based on property income without requiring personal income documentation.

A stand-alone or piggyback second lien mortgage solution that allows borrowers to access home equity without refinancing their existing first mortgage.

ITIN loan program for borrowers without a social security number, offering up to 85% LTV.

Investment property loan program qualified based on debt service coverage ratio.

A true DSCR program with no ratio requirement, allowing for business purpose loans with credit scores as low as 620.

Non-QM loan program utilizing profit and loss statements for income qualification with LTVs up to 85%.

A 30-year fixed DSCR loan program for 1-4 unit investment properties, including condos and PUDs, requiring no tax returns and offering up to 80% LTV for purchases.

Hard money financing solutions for real estate investors and buyers, including options for mobile homes, rural homes, and land.

Short-term bridge financing for investors to acquire or refinance distressed or non-warrantable condo units.

Non-QM loan programs including DSCR for 5-8 units and Jumbo options with pricing improvements available for April.

An investment property loan that qualifies based on the property's cash flow rather than the borrower's personal income, with LLC vesting allowed.

DSCR loan program for investment properties with updated guidelines for blanket loans, portfolio appendices, and foreign national requirements.

A conventional renovation loan program that allows for financing of primary residences, second homes, and investment properties with a wide scope of eligible renovation projects.

Bridge refinance program for 1-4 unit, multi-family, and mixed-use properties allowing cash out of the entire budget on day one.

Bridge loan program for rural properties up to 10 acres with loan amounts up to $10MM.

Bank statement loan program for self-employed borrowers with options up to 90% LTV.

A DSCR loan program for investment properties that allows for asset depletion to boost ratios, accepts first-time investors, and offers flexible credit requirements.

Fixed-rate second lien mortgage options for primary, second, and investment properties, allowing borrowers to access equity without refinancing their existing first mortgage.

A flexible HELOC program for primary, second homes, and investment properties with up to 95% CLTV and no initial draw requirement.

A non-QM loan program for self-employed borrowers that uses unaudited profit and loss statements for income qualification, requiring no bank statements or tax returns.

A residential transition loan program designed for real estate investors to finance property renovations and flips on non-owner-occupied properties.

DSCR program for investment properties allowing for true business purpose loans without requiring a license.

A streamlined short-term bridge loan program for non-owner-occupied investment properties, offering interest-only payments and no income documentation requirements for entity-based borrowers.

A DSCR loan program for investment properties that allows for short-term rentals, vacant properties, and qualification based on market rent without requiring a lease.

Financing program for international investors purchasing U.S. real estate that does not require U.S. credit history or traditional U.S. income documentation.

Investment property loan program utilizing asset depletion for income qualification.

Investment property loan program utilizing profit and loss statements for income qualification.

Bridge loan program requiring no income verification or prior experience, with loan amounts up to $3MM.

Bridge loan for multi-family and mixed-use properties with loan amounts up to $5MM.

Conventional loan program for investment properties and second homes featuring no prepayment penalties and competitive pricing.

Conventional loan program for second homes and investment properties featuring no prepayment penalties and flexible documentation.

Financing solutions for condo projects that do not meet standard Fannie Mae or Freddie Mac guidelines, including those with litigation, high commercial space, or investor concentration.

A proprietary optimization tool that evaluates reserves, FICO, DTI, LTV, and residual income to potentially improve LTV and pricing on Non-QM loans.

A business purpose DSCR loan for 1-8 unit investment properties that does not require state licensing in most cases. The program features no reserves for loans under $1.5 million and allows for 100% gift funds for down payments.

Non-QM loan program for non-permanent resident aliens with updated requirements for Visa and EAD card expiration timelines.

DSCR loan program for investment properties requiring a minimum 1.00 DSCR ratio and credit scores of 680 or higher.

Jumbo loan program for primary, second, and investment properties with loan amounts up to $3 million, allowing non-warrantable condos.

Jumbo loan program for primary, second, and investment properties with loan amounts up to $3 million and flexible DTI requirements.

High-balance jumbo loan program for primary, second, and investment properties with loan amounts up to $3.5 million.

Jumbo loan program for primary, second, and investment properties with loan amounts up to $3 million, offering bank statement or full documentation options.

A DSCR loan program for residential 5-8 unit investment properties, offering fixed-rate and interest-only options with loan amounts up to $3 million.

A 30-year fixed rate program for various property types including residential and commercial, featuring no minimum credit score requirement at 50% LTV.

A non-QM investment property loan for 5-8 unit residential properties, offering fixed-rate and interest-only options with a minimum DSCR of 1.00.

A fixed-rate second lien program offering up to 85% CLTV for primary and secondary homes, and 75% CLTV for investment properties, with credit scores starting at 660.

A non-QM second mortgage program offering up to 90% CLTV for primary, second home, and investment properties with flexible income documentation options.

A flexible, fully amortized HELOC solution for primary, second home, and investment properties with loan amounts up to $750,000 and fast funding in as little as 5 days.

Prime mortgage program for first and second liens with updated LTVs for P&L only documentation and expanded eligibility for rural properties and first-time homebuyers.

Financing for experienced investors and developers focused on fix-and-flip projects with fast closing timelines.

A closed-end second lien loan option that supports various income documentation types or DSCR qualification for cash-out needs.

A flexible Non-QM program offering full income, alternative income, and DSCR documentation options with fixed, adjustable, and interest-only rate structures.

A DSCR program for investment properties that allows qualifying using a combination of rental income and asset utilization, including retirement accounts and stocks.

A non-QM bank statement program for service and tip industry workers that uses 12-24 months of bank deposits to calculate income without requiring tax returns.

A closed-end second lien mortgage program available for owner-occupied, second home, and investment properties with fixed-rate terms of 10, 20, and 30 years.

A debt service coverage ratio loan program designed for investment properties, qualifying based on property cash flow rather than personal income.

Prime mortgage program for owner-occupied and non-owner occupied properties featuring P&L only options and DSCR options with no ratio requirements.

A non-QM DSCR program for real estate investors that qualifies borrowers based on property rental income rather than personal income, with a minimum FICO score of 620.