Investor Loan Programs
A curated list of active loan programs for real estate investors. Guidelines update frequently - the “last confirmed” date on each program shows the most recent time we verified it's still in market.
Browse by category
Compare loan types
Bridge Loan for Investors
confirmed 5/9/2026Bridge refinance program for 1-4 unit, multi-family, and mixed-use properties allowing cash out of the entire budget on day one.
Bridge Loan for Investors
confirmed 5/9/2026Bridge loan program for rural properties up to 10 acres with loan amounts up to $10MM.
Bank Statement Loan
confirmed 5/16/2026Bank statement loan program for self-employed borrowers with options up to 90% LTV.
DSCR Loan for Investment Properties
confirmed 5/9/2026A DSCR loan program for investment properties that allows for asset depletion to boost ratios, accepts first-time investors, and offers flexible credit requirements.
Specialized Investor Loan Program
confirmed 5/9/2026Fixed-rate second lien mortgage options for primary, second, and investment properties, allowing borrowers to access equity without refinancing their existing first mortgage.
Specialized Investor Loan Program
confirmed 5/9/2026A flexible HELOC program for primary, second homes, and investment properties with up to 95% CLTV and no initial draw requirement.
Non-QM Investor Loan
confirmed 5/11/2026A non-QM loan program for self-employed borrowers that uses unaudited profit and loss statements for income qualification, requiring no bank statements or tax returns.
Fix & Flip Loan for Investors
confirmed 5/9/2026A residential transition loan program designed for real estate investors to finance property renovations and flips on non-owner-occupied properties.
DSCR Loan for Investment Properties
confirmed 5/15/2026DSCR program for investment properties allowing for true business purpose loans without requiring a license.
Bridge Loan for Investors
confirmed 5/9/2026A streamlined short-term bridge loan program for non-owner-occupied investment properties, offering interest-only payments and no income documentation requirements for entity-based borrowers.
DSCR Loan for Investment Properties
confirmed 5/9/2026A DSCR loan program for investment properties that allows for short-term rentals, vacant properties, and qualification based on market rent without requiring a lease.
Foreign National Investment Loan
confirmed 5/9/2026Financing program for international investors purchasing U.S. real estate that does not require U.S. credit history or traditional U.S. income documentation.
Asset-Qualifying Loan
confirmed 5/15/2026Investment property loan program utilizing asset depletion for income qualification.
Non-QM Investor Loan
confirmed 5/15/2026Investment property loan program utilizing profit and loss statements for income qualification.
Bridge Loan for Investors
confirmed 5/10/2026Bridge loan program requiring no income verification or prior experience, with loan amounts up to $3MM.
Bridge Loan for Investors
confirmed 5/9/2026Bridge loan for multi-family and mixed-use properties with loan amounts up to $5MM.
Specialized Investor Loan Program
confirmed 5/10/2026Conventional loan program for investment properties and second homes featuring no prepayment penalties and competitive pricing.
Specialized Investor Loan Program
confirmed 5/9/2026Conventional loan program for second homes and investment properties featuring no prepayment penalties and flexible documentation.
Non-QM Investor Loan
confirmed 5/9/2026Financing solutions for condo projects that do not meet standard Fannie Mae or Freddie Mac guidelines, including those with litigation, high commercial space, or investor concentration.
Non-QM Investor Loan
confirmed 5/9/2026A proprietary optimization tool that evaluates reserves, FICO, DTI, LTV, and residual income to potentially improve LTV and pricing on Non-QM loans.
DSCR Loan for Investment Properties
confirmed 5/9/2026A business purpose DSCR loan for 1-8 unit investment properties that does not require state licensing in most cases. The program features no reserves for loans under $1.5 million and allows for 100% gift funds for down payments.
Non-QM Investor Loan
confirmed 5/10/2026Non-QM loan program for non-permanent resident aliens with updated requirements for Visa and EAD card expiration timelines.
DSCR Loan for Investment Properties
confirmed 5/9/2026DSCR loan program for investment properties requiring a minimum 1.00 DSCR ratio and credit scores of 680 or higher.
Jumbo Investor Loan
confirmed 5/15/2026Jumbo loan program for primary, second, and investment properties with loan amounts up to $3 million, allowing non-warrantable condos.
Jumbo Investor Loan
confirmed 5/15/2026Jumbo loan program for primary, second, and investment properties with loan amounts up to $3 million and flexible DTI requirements.
Jumbo Investor Loan
confirmed 5/15/2026High-balance jumbo loan program for primary, second, and investment properties with loan amounts up to $3.5 million.
Jumbo Investor Loan
confirmed 5/15/2026Jumbo loan program for primary, second, and investment properties with loan amounts up to $3 million, offering bank statement or full documentation options.
DSCR Loan for Investment Properties
confirmed 5/9/2026A DSCR loan program for residential 5-8 unit investment properties, offering fixed-rate and interest-only options with loan amounts up to $3 million.
Non-QM Investor Loan
confirmed 5/9/2026A 30-year fixed rate program for various property types including residential and commercial, featuring no minimum credit score requirement at 50% LTV.
DSCR Loan for Investment Properties
confirmed 5/11/2026A non-QM investment property loan for 5-8 unit residential properties, offering fixed-rate and interest-only options with a minimum DSCR of 1.00.
Specialized Investor Loan Program
confirmed 5/9/2026A fixed-rate second lien program offering up to 85% CLTV for primary and secondary homes, and 75% CLTV for investment properties, with credit scores starting at 660.
Non-QM Investor Loan
confirmed 5/15/2026A non-QM second mortgage program offering up to 90% CLTV for primary, second home, and investment properties with flexible income documentation options.
Specialized Investor Loan Program
confirmed 5/10/2026A flexible, fully amortized HELOC solution for primary, second home, and investment properties with loan amounts up to $750,000 and fast funding in as little as 5 days.
Specialized Investor Loan Program
confirmed 5/9/2026Prime mortgage program for first and second liens with updated LTVs for P&L only documentation and expanded eligibility for rural properties and first-time homebuyers.
Fix & Flip Loan for Investors
confirmed 5/9/2026Financing for experienced investors and developers focused on fix-and-flip projects with fast closing timelines.
DSCR Loan for Investment Properties
confirmed 5/15/2026A closed-end second lien loan option that supports various income documentation types or DSCR qualification for cash-out needs.
DSCR Loan for Investment Properties
confirmed 5/9/2026A flexible Non-QM program offering full income, alternative income, and DSCR documentation options with fixed, adjustable, and interest-only rate structures.
DSCR Loan for Investment Properties
confirmed 5/10/2026A DSCR program for investment properties that allows qualifying using a combination of rental income and asset utilization, including retirement accounts and stocks.
Bank Statement Loan
confirmed 5/10/2026A non-QM bank statement program for service and tip industry workers that uses 12-24 months of bank deposits to calculate income without requiring tax returns.
Non-QM Investor Loan
confirmed 5/8/2026A closed-end second lien mortgage program available for owner-occupied, second home, and investment properties with fixed-rate terms of 10, 20, and 30 years.
DSCR Loan for Investment Properties
confirmed 5/15/2026A debt service coverage ratio loan program designed for investment properties, qualifying based on property cash flow rather than personal income.
Specialized Investor Loan Program
confirmed 5/14/2026Prime mortgage program for owner-occupied and non-owner occupied properties featuring P&L only options and DSCR options with no ratio requirements.
DSCR Loan for Investment Properties
confirmed 5/8/2026A non-QM DSCR program for real estate investors that qualifies borrowers based on property rental income rather than personal income, with a minimum FICO score of 620.