Jumbo Investor Loan

Jumbo loan program for primary, second, and investment properties with loan amounts up to $3 million, offering bank statement or full documentation options.

Underwriting at a glance

Minimum FICO
680+
Max LTV (purchase / rate-term)
85%
Max LTV (cash-out)
-
Minimum DSCR
-
Loan amount
? – $3,000,000
Documentation
12mo-bank-stmt, 24mo-bank-stmt, full-doc
Property types
sfr, 2-4-unit, condo
States
most states

Highlights

  • 2:1 and 1:0 Temp Buydowns on 30 Year only
  • Use Personal & Business Bank Statements for income qualification
  • Use personal and business bank statements for income qualification
  • 2:1 and 1:0 temporary buydowns available on 30-year terms
  • Available for primary, second, and investment properties

Want to see if you qualify?

Tell us about your scenario - we'll come back with current pricing and exact guidelines.

Program guidelines and rates can change at any time without notice. Last confirmed 5/15/2026. Not a commitment to lend. NMLS info available on request.