Foreign National Investment Loan
Financing program for international investors purchasing U.S. real estate that does not require U.S. credit history or traditional U.S. income documentation.
Underwriting at a glance
- Minimum FICO
- -
- Max LTV (purchase / rate-term)
- -
- Max LTV (cash-out)
- -
- Minimum DSCR
- -
- Loan amount
- -
- Documentation
- alt-doc
- Property types
- -
- States
- most states
Highlights
- •No U.S. credit history required
- •No U.S. income documentation required
- •Focuses on property and investment strategy
- •Supports purchases through U.S. entities like LLCs
Want to see if you qualify?
Tell us about your scenario - we'll come back with current pricing and exact guidelines.
Program guidelines and rates can change at any time without notice. Last confirmed 5/9/2026. Not a commitment to lend. NMLS info available on request.