DSCR Loan for Investment Properties
DSCR-based financing for mixed-use (2-8 units) and residential (5-10 units) investment properties with loan amounts up to $3M.
Underwriting at a glance
- Minimum FICO
- 720+
- Max LTV (purchase / rate-term)
- 75%
- Max LTV (cash-out)
- -
- Minimum DSCR
- 1
- Loan amount
- ? – $3,000,000
- Documentation
- dscr-only
- Property types
- mixed-use, multi-family
- States
- most states
Highlights
- •Available for mixed-use (2-8 units) and residential (5-10 units)
- •Cash-out available up to $1M
- •First-time investors allowed on 5-10 unit residential properties
- •Eligible for U.S. citizens, resident aliens, and foreign nationals
- •Available in states that do not require an NMLS license
- •Up to 80% LTV on purchases with 700 FICO
- •Loan amounts up to $1,000,000
- •Maximum loan amount up to $2MM for condotels
Want to see if you qualify?
Tell us about your scenario - we'll come back with current pricing and exact guidelines.
Program guidelines and rates can change at any time without notice. Last confirmed 5/15/2026. Not a commitment to lend. NMLS info available on request.