DSCR Loan for Investment Properties
A DSCR loan program for foreign national investors on 1-4 unit investment properties, offering up to 75% LTV and credit scores starting at 680.
Underwriting at a glance
- Minimum FICO
- 680+
- Max LTV (purchase / rate-term)
- 75%
- Max LTV (cash-out)
- 65%
- Minimum DSCR
- 1
- Loan amount
- ? – $2,000,000
- Documentation
- dscr-only
- Property types
- sfr, 2-4-unit
- States
- most states
Highlights
- •No FICO option available
- •Cash-out proceeds may be used as reserves
- •Experienced and inexperienced investors eligible
- •Short-term rentals not permitted
Want to see if you qualify?
Tell us about your scenario - we'll come back with current pricing and exact guidelines.
Program guidelines and rates can change at any time without notice. Last confirmed 5/21/2026. Not a commitment to lend. NMLS info available on request.