Fix & Flip Loan for Investors
Flexible fix and flip financing for 1-4 family properties, including manufactured homes and rural properties, with no income or reserves required.
Underwriting at a glance
- Minimum FICO
- 500+
- Max LTV (purchase / rate-term)
- 70%
- Max LTV (cash-out)
- 65%
- Minimum DSCR
- -
- Loan amount
- $100,000 – $7,500,000
- Documentation
- no-income
- Property types
- sfr, 2-4-unit, manufactured
- States
- most states
Highlights
- •No income or reserves required
- •Rural properties up to 10 acres acceptable
- •First-time investors, Foreign Nationals and ITINs welcome
Want to see if you qualify?
Tell us about your scenario - we'll come back with current pricing and exact guidelines.
Program guidelines and rates can change at any time without notice. Last confirmed 5/11/2026. Not a commitment to lend. NMLS info available on request.