DSCR Loan for Investment Properties
A 30-year fixed DSCR loan program for 1-4 unit investment properties, including condos and PUDs, requiring no tax returns and offering up to 80% LTV for purchases.
Underwriting at a glance
- Minimum FICO
- 660+
- Max LTV (purchase / rate-term)
- 80%
- Max LTV (cash-out)
- -
- Minimum DSCR
- -
- Loan amount
- $100,000 – $2,000,000
- Documentation
- dscr-only
- Property types
- sfr, 2-4-unit, condo, non-warrantable-condo, planned-development
- States
- most states
Highlights
- •No tax returns required
- •No lender points charged
- •Up to 5 points available in broker comp
- •Warrantable and non-warrantable condos eligible
Want to see if you qualify?
Tell us about your scenario - we'll come back with current pricing and exact guidelines.
Program guidelines and rates can change at any time without notice. Last confirmed 5/12/2026. Not a commitment to lend. NMLS info available on request.