DSCR Loan for Investment Properties
DSCR investor loan for short-term rental properties, allowing up to 80% LTV for purchase and rate-term refinances with no limit on financed properties.
Underwriting at a glance
- Minimum FICO
- 620+
- Max LTV (purchase / rate-term)
- 80%
- Max LTV (cash-out)
- 70%
- Minimum DSCR
- -
- Loan amount
- ? – $3,500,000
- Documentation
- dscr-only
- Property types
- sfr, 2-4-unit, condo
- States
- most states
Highlights
- •Non-warrantable condos eligible
- •No limit on financed properties
- •Gift funds allowed
- •Leasehold properties eligible
Want to see if you qualify?
Tell us about your scenario - we'll come back with current pricing and exact guidelines.
Program guidelines and rates can change at any time without notice. Last confirmed 5/20/2026. Not a commitment to lend. NMLS info available on request.