Fix & Flip Loans in Nevada
Las Vegas (Clark County) is the dominant Nevada fix-and-flip market. NV is non-judicial with relatively fast 90-120 day foreclosure timelines. Reno is a growing secondary market.
Top Nevada markets for fix & flip
- Las Vegas / Henderson: Largest NV flip market; broad inventory.
- Reno: Lower entry; growing investor activity.
Nevada quick facts
- •Non-judicial foreclosure 90-120 days
- •NV SCB license required >$1,000
- •No state income tax
- •Las Vegas dominant flip market
Active programs available in Nevada
Bridge Loan for Investors
confirmed 5/9/2026Bridge refinance program for 1-4 unit, multi-family, and mixed-use properties allowing cash out of the entire budget on day one.
Bridge Loan for Investors
confirmed 5/9/2026Bridge loan program for rural properties up to 10 acres with loan amounts up to $10MM.
Fix & Flip Loan for Investors
confirmed 5/9/2026A residential transition loan program designed for real estate investors to finance property renovations and flips on non-owner-occupied properties.
Bridge Loan for Investors
confirmed 5/9/2026A streamlined short-term bridge loan program for non-owner-occupied investment properties, offering interest-only payments and no income documentation requirements for entity-based borrowers.
Bridge Loan for Investors
confirmed 5/10/2026Bridge loan program requiring no income verification or prior experience, with loan amounts up to $3MM.
Bridge Loan for Investors
confirmed 5/9/2026Bridge loan for multi-family and mixed-use properties with loan amounts up to $5MM.
Fix & Flip Loan for Investors
confirmed 5/9/2026Financing for experienced investors and developers focused on fix-and-flip projects with fast closing timelines.
Nevada Fix & Flip FAQs
NV foreclosure timeline?
Non-judicial deed of trust. 90-120 days typical from notice of default to trustee's sale.
NV contractor licensing for flips?
NV State Contractors Board license required for projects over $1,000. Strict - owner-builder permits available but limit subsequent resale within 12 months.
General fix & flip questions
How is the loan amount calculated?
Two caps apply at the same time: a percentage of purchase price (often 85–90%) plus 100% of rehab budget, AND a percentage of the as-completed value (ARV), typically 70–75%. The lower of the two caps governs.
Do I need experience to get a fix and flip loan?
No, but pricing improves with experience. Most lenders tier rates by completed flips in the last 24–36 months: 0 flips, 1–2, 3–5, 6–10, 10+. First-time flippers with a strong contractor and reserves can still qualify.
How are rehab funds disbursed?
Rehab is held in escrow and released through a draw process — typically 3–6 draws based on completion of scoped line items, with an inspector verifying each draw.
Got a Nevada fix & flip scenario?
Tell us the deal - we'll match you with the right Nevada lender and come back with current pricing.