DSCR Loan for Investment Properties
A 30 or 40-year fixed-term bridge loan for investment properties that requires a DSCR of at least 0.80. This program allows for up to 80% LTV and is available for single-family homes, 2-4 units, non-warrantable condos, and condotels.
Underwriting at a glance
- Minimum FICO
- 660+
- Max LTV (purchase / rate-term)
- 80%
- Max LTV (cash-out)
- -
- Minimum DSCR
- 0.8
- Loan amount
- ? – $2,000,000
- Documentation
- dscr-only
- Property types
- sfr, 2-4-unit, non-warrantable-condo, condotel
- States
- most states
Highlights
- •30 and 40-year fixed terms
- •P&I or interest-only options
- •No experience required
- •Short-term rentals eligible
Want to see if you qualify?
Tell us about your scenario - we'll come back with current pricing and exact guidelines.
Program guidelines and rates can change at any time without notice. Last confirmed 5/20/2026. Not a commitment to lend. NMLS info available on request.