Jumbo Investor Loan

A full documentation portfolio loan program for primary, second home, and investment properties with loan amounts up to $2.5 million and 80% LTV options.

Underwriting at a glance

Minimum FICO
-
Max LTV (purchase / rate-term)
80%
Max LTV (cash-out)
80%
Minimum DSCR
-
Loan amount
$200,000 – $2,500,000
Documentation
full-doc
Property types
-
States
most states

Highlights

  • 80% LTV on second homes and investment properties
  • 80% LTV on investor cash-out
  • Allows DU and LPA findings
  • Interest-only options available
  • 6% interested party contributions

Want to see if you qualify?

Tell us about your scenario - we'll come back with current pricing and exact guidelines.

Program guidelines and rates can change at any time without notice. Last confirmed 5/18/2026. Not a commitment to lend. NMLS info available on request.