DSCR Direct

First National Bank of America DSCR loan rates change daily based on market conditions. DSCR Direct pulls live pricing from First National Bank of America and hundreds of other lenders to show you the lowest rate available right now. Use our free pricer tool for your exact rate — no personal info required.

First National Bank of America accepts FICO scores as low as 600 for their DSCR programs. The best rates are typically available at 740+, but competitive options exist at every credit tier.

First National Bank of America is available in All 50 states. Some states may have restrictions. Use our pricer tool — enter your property's zip code and we'll instantly show if First National Bank of America has pricing available in your area.

First National Bank of America typically closes DSCR loans in 21-30 days. Actual closing time depends on the complexity of your deal, appraisal turnaround, and title work. DSCR loans close faster than conventional because there's no income verification.

Rather than picking one lender, DSCR Direct compares First National Bank of America against hundreds of other DSCR lenders simultaneously. The best lender depends on your specific scenario — credit score, loan amount, LTV, and property type all affect which lender wins. Use our pricer to see how First National Bank of America stacks up for YOUR deal.