Specialized Investor Loan Program
A 10-year fixed rate loan for the purchase or refinance of residential land intended for future development of 1-4 unit properties.
Underwriting at a glance
- Minimum FICO
- 680+
- Max LTV (purchase / rate-term)
- 80%
- Max LTV (cash-out)
- -
- Minimum DSCR
- -
- Loan amount
- $50,000 – $500,000
- Documentation
- -
- Property types
- -
- States
- most states
Highlights
- •10-year fixed rate
- •First lien position
- •Investment only for future 1-4 unit residential build
- •Available in all U.S. states
- •Up to 4% BPC for approved brokers
Want to see if you qualify?
Tell us about your scenario - we'll come back with current pricing and exact guidelines.
Program guidelines and rates can change at any time without notice. Last confirmed 5/13/2026. Not a commitment to lend. NMLS info available on request.