DSCR Loan for Investment Properties
A delayed finance program for investment properties allowing borrowers to recoup initial purchase costs within six months of a cash purchase.
Underwriting at a glance
- Minimum FICO
- -
- Max LTV (purchase / rate-term)
- -
- Max LTV (cash-out)
- -
- Minimum DSCR
- -
- Loan amount
- $100,000 – ?
- Documentation
- -
- Property types
- -
- States
- most states
Highlights
- •Delayed finance available for properties purchased with cash within six months
- •LTV based on purchase price plus actual costs until six months seasoned
- •5% LTV reduction applied in declining markets
Want to see if you qualify?
Tell us about your scenario - we'll come back with current pricing and exact guidelines.
Program guidelines and rates can change at any time without notice. Last confirmed 5/18/2026. Not a commitment to lend. NMLS info available on request.